Find out what you CAN affordIt is important that you choose a local mortgage broker to find out precisely what you can afford. It is key to have a local mortgage broker that has all steps of the process managed in one office. Check our vendor page for a few options.
Decide what you WANT to affordAfter you have a pre-approval you can determine what you want to spend within the parameters set by your lender. You can now consider your total budget and determine what size mortgage payment YOU are comfortable with.
Search for a homeWith the advent of so many online real estate search engines, many buyers will find THE ONE before we do. We will help you search for homes that meet your criteria. We will look at properties to the left and right of your window, and everything in-between. We do not want you to miss a thing. The full analysis of any potential property can help you to see certain aspects that could make the difference, and ensure you will not over pay. Taxes, zoning, HOA fees, and many other components can tip the scales.
Make an offerThis is where the rubber hits the road. It is our job to help you structure an offer that gives you the best chance to obtain your new home on the best possible terms. Since we have diligently executed all steps up to the offer, the path will be clear.
Mutual agreementWhen you and the seller have both signed the contract it will be our job to help you keep everything on schedule. Your earnest money represents your commitment and our job is to assist you through the steps that complete the contract. Key steps include but are not limited to: A: Title B: Survey B: Inspection C: Appraisal D: Loan process E: Escrow F: Keys!